As a Medicare Insurance Agent, I’ve had the privilege of helping many seniors navigate their health plan options. One thing I've learned over the years is that the world of health insurance can be confusing, especially for those approaching or already in retirement. That’s where I come in—to make the process easier and ensure you find the best plan to meet your needs.

When it comes to planning for healthcare in retirement, choosing the right Supplemental Medicare Insurance, or Medigap, is crucial. Medigap plans help cover costs that Original Medicare doesn’t, such as copayments, coinsurance, and deductibles. They can also provide additional benefits like coverage for emergency medical care while traveling abroad.

If you’re exploring Medicare supplemental coverage, the process might seem overwhelming. Let me guide you through selecting the right plan, ensuring you make an informed and confident choice.

Cancer is a word that no one wants to hear, especially as we get older and face more health challenges. The costs associated with cancer treatment can be overwhelming, even with insurance. That’s why it’s important to understand how cancer plans can offer financial protection, especially for seniors.

As we age, navigating the world of health insurance can feel overwhelming. I aim to make this process as straightforward and stress-free as possible, ensuring you get the coverage you need without the hassle.

Understanding Health Insurance for Seniors

Health insurance is essential, especially as we get older. The right coverage can mean the difference between peace of mind and unexpected medical bills. But with so many options available, finding the best senior health insurance can be a daunting task. I’m here to simplify that process for you.

The Inflation Reduction Act of 2022 introduced significant changes to Medicare Part D, aiming to lower prescription drug costs and reduce federal spending. These updates, effective in 2024 and 2025, are set to provide substantial financial relief, especially for individuals with high drug costs. Let’s break down what these changes mean for you.

What Did Medicare Part D Look Like in 2023?

Currently, Medicare Part D has four distinct phases, each with varying costs and responsibilities shared between enrollees, Part D plans, drug manufacturers, and Medicare itself:

• Deductible Phase: Enrollees pay 100% of their drug costs until they reach the deductible, which is $505 in 2023.

The world of Medicare can be confusing, especially when it comes to Medicare Advantage Plans. As your insurance maven, I, Jessalyn Pito, am fully committed to helping you plan your health coverage so that you receive the best care without stress and confusion. Here, I'll explain the basics of Medicare Advantage Plans and how my services make a difference in your journey toward better health.

One of the most challenging issues in healthcare today is access to and the ability to afford quality healthcare, especially for seniors. The escalating medical costs and confusing insurance choices, can be very overwhelming for so many. I understand these challenges and aspire to make access to and management of your healthcare easy and accessible at no cost to you. This blog will explore how we do this, looking at the roles of a Medicare insurance broker and senior health insurance plans.

It's Cataract Awareness Month, a great time to learn about protecting your vision as you age!

Hi there! I'm Jessalyn Pito, your dedicated Senior Insurance Maven. I want to have a heart-to-heart about something really important—your eye health. June is Cataract Awareness Month, the perfect time to learn about protecting your vision as you age.

Did you know cataracts are a leading cause of vision loss worldwide? They occur when the normally clear lens of your eye becomes cloudy, disrupting the light path and causing blurry vision, faded colors, and difficulty seeing in low light. While cataracts are a natural part of aging, affecting over 70% of adults by age 75, they can develop earlier due to various factors.

June is Senior Men's Health Month: Supercharge Your Health and Live Your Best Life!

June isn't just barbecues and sunshine; it's also Senior Men's Health Month. This is a time to concentrate on the wellness of males, especially seniors who deal with unique health challenges. However worry not, gentlemen! This June, let's turn awareness into action and supercharge your health for a lively and fulfilling life.

Empowering Senior Women Health in May

May is a vibrant month filled with celebrations for mothers and older adults. This year's Older Americans Month theme, "Powered by Connection," holds particular significance for senior women, who face unique health needs and experiences throughout their extended lifespan.